If you have been thinking about buying a house whether it is your first home or not, the single most important thing that you need to know is; how much house can I afford? It is also the first thing any good realtor should ask you. You would be surprised how many people, when asked do not know the answer to that question. So how do you go about finding the answer to that question? Simply contact your local banker or lender and ask them to prequalify you for a new home loan. It is a free and painless procedure, with no obligation that should not take more than a few minutes. Your lender will review your income, liabilities and assets to determine not only how much of a loan you can afford but will also provide you with monthly payments, cost, fees, and most important the maximum sales price of home you can purchase. He should also provide you with a letter of prequalification which you will submit to sellers to show them that you are a qualified buyer, ready, willing and ABLE to purchase their home.

Once you know the maximum purchase price of the home you can afford, then both you and your realtor will be able to search homes in that price range that will meet your other criteria also. If you are like 70% of home buyers today who use the internet to do the preliminary home search, you can also get prequalified online by contacting some of the lender links we have listed below. This will drastically reduce the amount of time you spend on your search as you will able to narrow your search to homes within your price range.

A unique feature of our site that not only you view properties listed by our office but you can also view properties listed by other offices also. Just click on the more listings button under the For Sale section and enter the price range and other criteria you desire, then click on the submit button. Once you have located a specific area, price range or home, please contact us so we can arrange for you to visit the property in person.